<?php 
	require 'init.php'; 
	require 'header.php'; 
?>

    <div class="pageContainer">

        
<div id="carousel-generic" class="carousel slide" data-ride="carousel">
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        <div class="item light promo active"
            style="background-image: url(uploads/heros/17/ab-web-slider-tvc-2017-1800px-x-306px-home-page.jpg);">
            <div class="slide-caption container">
                <h3><strong></strong>Believe
                </h3>
                <p>
                    With <?php echo $settings->get("sname"); ?> you can do what <br />
                    you thought was impossible!</p>
                <p><a href="javascript:;" class="btn btn-default btn-sm">Watch our
                        commercial</a></p>
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        <div class="item light active" style="background-image: url(uploads/heros/14/177238572.jpg);">
            <div class="slide-caption container">
                <h3>Switch to
                    <br />
                    <?php echo $settings->get("sname"); ?> </h3>
                <p>
                    Switch it up and enjoy the
                    <br />
                    benefits of banking your way.

                </p>
                <p><a class="btn btn-default btn-sm smooth" href="#tabsTop">Find out more</a></p>
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                <li>You are here:</li>
                <li>Switch to Us</li>

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        <a name="stc" id="stc"></a>


        <a name="tabsTop" id="tabsTop"></a>
        <h1>Switch to <?php echo $settings->get("sname"); ?></h1>
        <p>Switching your accounts or loans to <?php echo $settings->get("sname"); ?> can be as easy as 1, 2, 3.</p>
        <p>What would you like to switch to <?php echo $settings->get("sname"); ?>?</p>
        <ul class="nav nav-tabs condensed">
            <li class="active">
                <a href="#accounts" data-toggle="tab">Accounts</a>
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            <li class="">
                <a href="#loans" data-toggle="tab">Home Loans</a>
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            <li class="">
                <a href="#cards" data-toggle="tab">Credit Cards</a>
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<div class="bodyContainer">
    <div class="container">
        <div class="row">
            <div class="col-md-9 col-sm-8">

                <div class="tab-content">
                    <div class="tab-pane active" id="accounts">
                        <h2>Switch Accounts to <?php echo $settings->get("sname"); ?></h2>
                        <h3>Switching is as easy as 1,2,3</h3>
                        <ol start="1" type="1">
                            <li>Open a new account. You can call us on <a href="tel:<?php echo $settings->get('phone'); ?>"><?php echo $settings->get('phone'); ?></a> to do this for you, or get started now. Alternatively you can visit us in any branch.</li>
                            <li>Provide us with evidence of the identity of each Signatory/Authority </li>
                            <li>Complete and sign an 'Authority to Close Account' and we'll be happy to deal with your
                                current bank for you.</li>
                        </ol>
                        <p><a href="index.php" class="btn btn-primary btn-lg" role="button">Enquire
                                Online</a> <a href="home.php"
                                class="btn btn-primary btn-lg" role="button">Branches</a> <a
                                href="index.php" class="btn btn-default btn-lg" role="button">Apply Now</a></p>
                        <h2>Switch Regular Payments Deducted from Another Bank Account so They Are Taken from My Cognate finance
                            Bank Account</h2>
                        <p>It's easier than you think to switch regular payments being deducted from your old or another
                            bank account so they are debited from your <?php echo $settings->get("sname"); ?> account. We can even arrange this
                            for you! </p>
                        <h3>Switching is as easy as 1,2,3</h3>
                        <ol>
                            <li>If you want us to make the switch for you, complete both the <a
                                    href="javacript:;" >Switch of Regular Payment Arrangements</a> and <a
                                    href="javacript:;">Notice of Variation of Account Details for Recurring Payments</a>
                                forms. </li>
                            <li>Alternatively you can contact your old bank and request them to give you a schedule of
                                your regular electronic payments made over the last 13 months which they are required to
                                provide. Provide this list to <?php echo $settings->get("sname"); ?> together with a <a
                                    href="javacript:;" >Notice of Variation of Account Details</a>.</li>
                        </ol>
                        <p>In either case, please return any completed forms to your nearest <?php echo $settings->get("sname"); ?> branch; post
                            to: Reply Paid 1063, Bundaberg QLD 4670; fax them to us to (07) 4152 3499 or email to <a href="email:<?php echo $settings->get('email'); ?>"><?php echo $settings->get('email'); ?></a></p>
                        <p>We suggest that you read <a href="javascript:;"
                                >Switching Made Easy - getting help to make the switch</a> or, if you
                            wish to, <a href="javascript:;"
                                >Switching Made Easy - doing it yourself</a> to fully understand your
                            switch options and to ensure a smooth changeover. </p>
                        <p>Note: <?php echo $settings->get("sname"); ?> has no control over when the organisation making the debit to your account
                            will update their records and effect the first deduction. </p>
                        <p><a href="javascript:;" class="btn btn-primary btn-lg" role="button">Enquire
                                Online</a> <a href="index.php" class="btn btn-primary btn-lg" role="button">Branches</a> <a
                                href="index.php" class="btn btn-default btn-lg" role="button">Apply Now</a></p>

                        <h2>Switch regular payments to an <?php echo $settings->get("sname"); ?> account</h2>
                        <p>If you need to change your regular payments to an <?php echo $settings->get("sname"); ?> account, you may be required
                            to do so in writing. Please complete the <a href="javascript:;">Updated Account
                                Details Notification</a> form to contact your regular payment companies to update your
                            details. </p>
                    </div>
                    <div class="tab-pane" id="loans">
                        <h2>Switch Home Loans to <?php echo $settings->get("sname"); ?></h2>
                        <h3>Is switching a good idea?</h3>
                        <p>Switching your current home loan to <?php echo $settings->get("sname"); ?> could be a good idea if:</p>
                        <ul type="disc">
                            <li>your current lender isn't listening to you</li>
                            <li>you're looking to pay off your loan sooner and save money</li>
                            <li>you're looking for a more competitive interest rate</li>
                            <li>you're planning to move or renovate soon</li>
                            <li>you want to access the equity in your home for investment</li>
                            <li>your circumstances have changed</li>
                            <li>you want more home loan features or flexibility</li>
                            <li>your existing loan doesn't suit you</li>
                        </ul>
                        <p>Our lending consultants are here to support your needs, whether you want to refinance, pay
                            your loan off earlier or keep your repayments low. It's about having the flexibility to do
                            what you want.</p>
                        <h3>Switching is as easy as 1,2,3</h3>
                        <ol start="1" type="1">
                            <li>Discuss your options with us. Make an appointment with a <a
                                    href="javascript:;" target="_blank">Lending
                                    Consultant</a> by calling <a href="tel:18176620198">+1 817 662 0198</a> and discover
                                what you can gain by refinancing. Alternatively you can visit us in any branch.</li>
                            <li>Apply for an <a href="javascript:;"><?php echo $settings->get("sname"); ?> home loan</a>. You
                                can read about applying for a home loan, or get started now.</li>
                            <li>Once we've approved your application, we'll be happy to deal with your current bank or
                                loan provider for you.</li>
                        </ol>
                        <p><a href="javascript:;" class="btn btn-primary btn-lg" role="button">Enquire
                                Online</a> <a href="javascript:;"
                                class="btn btn-primary btn-lg" role="button">Branches</a> <a
                                href="javascript:;" class="btn btn-primary btn-lg"
                                role="button">Lending Consultants</a> <a
                                href="javascript:;" target="_blank"
                                class="btn btn-default btn-lg" role="button">Apply Now</a></p>
                    </div>
                    <div class="tab-pane" id="cards">
                        <h2>SWITCH CREDIT CARDS TO <?php echo $settings->get("sname"); ?></h2>
                        <p>Is your non-<?php echo $settings->get("sname"); ?> credit card or store card getting out of hand? Make the switch to an
                            <a href="javascript:;"><?php echo $settings->get("sname"); ?> credit
                                card</a> with a balance transfer. </p>
                        <h2>Transfer to a New <?php echo $settings->get("sname"); ?> Credit Card </h2>
                        <h3>Low Rate Visa Credit Card</h3>
                        <p>To apply for an <a href="javascript:;"><?php echo $settings->get("sname"); ?> Low Rate Visa Credit Card</a>:</p>
                        <ul>
                            <li>Visit your <a href="javascript:;" >nearest
                                    branch</a></li>
                            <li>Call us on <a href="tel:18176620198">+1 817 662 0198</a></li>
                        </ul>

                        <h3>Platinum Rewards Mastercard</h3>

                        <p>To apply for an <a href="index.php" ><?php echo $settings->get("sname"); ?> Platinum Rewards Mastercard</a>:</p>
                        <ul>
                            <li><a href="index.php" >Apply online</a></li>
                            <li>Visit your <a href="index.php" target="_blank">nearest
                                    branch</a></li>
                            <li>Call us on <a href="tel:18176620198">+1 817 662 0198</a></li>
                        </ul>

                        <h2>Transfer to an Existing <?php echo $settings->get("sname"); ?> Credit Card</h2>
                        <h3>Low Rate Visa Credit Card</h3>
                        <p>For further information call <a href="tel:18176620198">+1 817 662 0198</a> (7am-7pm, Mon-Fri)
                        </p>

                        <h3>Platinum Rewards Mastercard</h3>
                        <p>If you have an existing <?php echo $settings->get("sname"); ?> Platinum Rewards Mastercard, visit <a
                                href="index.php">Card Services Online <i class="glyphicon glyphicon-arrow-right"></i>
                                Manage My Card</a> and click on ‘My Offers’. Please Note: Balance Transfer offers will
                            only appear if you are eligible.</p>
                    </div>
                </div>

                <div class="product-terms">


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            </div>
            <?php require 'sidebar.php'; ?>
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<?php require 'footer.php'; ?>