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                <h3>Fees &amp; Charges
                </h3>
                <p>
                    Discover all our Fees &amp; Charges
                    <br />
                    in one handy location. </p>
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                <li>Fees &amp; Charges</li>

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        <h1>Fees &amp; Charges</h1>
        <p>This page contains <?php echo $settings->get("sname"); ?>'s Fees &amp; Charges documents for all products. Scroll below to find out
            more.</p>

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                <a name="personalAccounts" id="personalAccounts"></a>
                <h2>Personal Deposit Accounts </h2>
                <ul>
                    <li><a href="index.php"
                            >Personal Bank Accounts - Fees &amp; Charges</a></li>
                    <li><a href="index.php"
                            >Guide to Mortgage Offset Account</a></li>
                    <li><a href="index.php"
                            >Guide to Mortgage Offset Professional Account</a></li>
                </ul>
                <h2><a name="businessLoans" id="businessLoans"></a><a name="businessAccounts"
                        id="businessAccounts"></a>Business Accounts, Loans and Overdrafts</h2>
                <ul>
                    <li><a href="index.php"
                            >Guide to Business Access Account</a></li>
                    <li><a href="index.php"
                            >Guide to Business Line of Credit Access Account</a></li>
                    <li><a href="index.php"
                            >Business Loans - Fees &amp; Charges</a></li>
                </ul>
                <h2><a name="specialAccounts" id="specialAccounts"></a>Special Entity Deposit Accounts</h2>
                <ul>
                    <li><a href="index.php" >Guide to
                            Estate Management Account</a></li>
                    <li><a href="index.php"
                            >Guide to Everyday Club Account</a></li>
                    <li><a href="index.php"
                            >Guide to Farm Management Deposit Account</a></li>
                    <li><a href="index.php"
                            >Guide to Self Managed Superannuation Fund Account</a></li>
                </ul>
                <h2><a name="termDeposits" id="termDeposits"></a>Term Deposits</h2>
                <ul>
                    <li><a href="index.php" >Guide to
                            Term Deposits</a></li>
                </ul>
                <a name="homeLoans" id="homeLoans"></a>
                <h2>Home Loans &amp; Lines of Credit</h2>
                <ul>
                    <li><a href="index.php" >Home
                            Loan &amp; Lines of Credit - Fees &amp; Charges</a></li>
                </ul>
                <a name="personalLoans" id="personalLoans"></a>
                <h2>Personal Loans</h2>
                <ul>
                    <li><a href="index.php" >Personal
                            Loans - Fees &amp; Charges</a></li>
                </ul>
                <a name="personalCreditCards" id="personalCreditCards"></a>
                <h2>Credit Cards</h2>
                <ul>
                    <li><a href="index.php"
                            >Credit Card Rate &amp; Fee Guide</a></li>
                </ul>
                <a name="termDeposits" id="personalInternational"></a>
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