<?php 
//V19/bundle
require 'init.php';
bundlecss(); 
require 'header.php'; 
?>

    <div class="pageContainer">

        

<div class="bodyContainer">
    <div class="container">
        <h1 style="margin-bottom: 30px;">Get more out of your money with an <?php echo $settings->get("sname"); ?> Term&nbsp;Deposit</h1>
        <p class="text-center">You can lock into a competitive interest rate that's protected for your fixed term. Whether you invest $5,000 or $5 million, we'll help you make your money grow!<br />
        </p>


    </div>

    <div class="ratesBlock" id="ratesBlock">
        <div class="container">

            <div class="row ratesBox">
                <div class="col-sm-6 col-md-3">
                    <div class="rateBox" id="rate1month">
                        <h3>3 months</h3>
                        <div class="rate">
                            <div class="rateAmount">0.65% <span class="ratePA">p.a.</span></div>
                            <div class="rateTerms">For deposits over $5,000 <br>
                                Interest paid on maturity</div>
                        </div>

                        <a href="https://cognatefinance.com class=/"btn btnHighImpact" onclick="ga('send', 'event', 'Enquire Buttons', 'click', '1 month term deposit');" target="_blank">Enquire Now</a>

                    </div>
                </div>
                <div class="col-sm-6 col-md-3">
                    <div class="rateBox" id="rate3months">
                        <h3>6 months</h3>
                        <div class="rate">
                            <div class="rateAmount">0.70% <span class="ratePA">p.a.</span></div>
                            <div class="rateTerms">For deposits over $5,000<br>
                                Interest paid on maturity<br>
                            </div>
                        </div>


                        <a href="index.php" class="btn btnHighImpact" onclick="ga('send', 'event', 'Enquire Buttons', 'click', '3 month term deposit');">Enquire Now</a>

                    </div>
                </div>
                <div class="col-sm-6 col-md-3">
                    <div class="rateBox" id="rate6months">
                        <h3>7 months</h3>
                        <div class="rate">
                            <div class="rateAmount">0.70% <span class="ratePA">p.a.</span></div>
                            <div class="rateTerms">For deposits over $5,000<br>
                               Interest paid on maturity                                </div>
                        </div>


                        <a href="index.php#stc" class="btn btnHighImpact" onclick="ga('send', 'event', 'Enquire Buttons', 'click', '6 month term deposit');" >Enquire Now</a>

                    </div>
                </div>
                <div class="col-sm-6 col-md-3">
                    <div class="rateBox" id="rate12months">
                        <h3>12 months</h3>
                        <div class="rate">
                            <div class="rateAmount">0.75% <span class="ratePA">p.a.</span></div>
                            <div class="rateTerms">For deposits over $5,000<br>
                               Interest paid on maturity                                </div>
                        </div>


                        <a href="index.php" class="btn btnHighImpact" onclick="ga('send', 'event', 'Enquire Buttons', 'click', '12 month term deposit');" >Enquire Now</a>

                    </div>
                </div>
            </div>

            <div class="rateBox" style="margin-top: 30px;">
                <a class="btn btnHighImpact" href="#" onclick="$('#ratesModal').modal('show'); return false;">View all Term Deposit<br class="visible-xs" /> rates &amp; terms</a>
            </div>

            <div class="row detailsBox">
                <div class="col-lg-10 col-lg-offset-1">
                    <div class="pad">
                        <h3>Features</h3>
                        <div class="row">
                            <div class="col-md-6">
                                <ul>
                                    <li>No account or transaction fees</li>
                                    <li>Competitive interest rates for the duration of your deposit </li>
                                    <li>A range of options on maturity ^</li>

                                    <li>Minimum investment $5,000</li>
                                </ul>
                            </div>
                            <div class="col-md-6">
                                <ul>
                                    <li>Investment terms from one month up to 5 years</li>
                                    <li>This account is protected by the <a href="javascript:;" >United State Government deposit guarantee</a>*</li>
                                </ul>
                            </div>
                        </div>

                    </div>
                </div>
            </div>
        </div>

    </div>

    <div id="quickLinksContainer" class="quickLinksContainer">
        <a class="quickLinksTab" href="#" onclick="$('#quickLinksContainer').toggleClass('open'); return false;">Quick Links</a>
        <div class="quickLinksBody">
            <ul>
                <li><span class="overrideChat">
                    <div id='LP_DIV_1411096047612' style='padding-left: 0px; padding-right: 0px; padding-top: 0px; padding-bottom: 0px;'></div>
                </span>
                    <span class="openingHours">(7am-7pm, Mon-Fri)</span>
                </li>
                <li><a href="index.php" >Customer Help</a></li>
                <li><a href="index.php" >Guide to Term Deposits</a></li>
                <li><a href="index.php" >American Post<br />
                    ID Verification Form</a></li>
            </ul>
            <div class="closeButton">
                <a href="#" onclick="$('#quickLinksContainer').toggleClass('open'); return false;">&times;</a>
            </div>
        </div>
    </div>

    <div class="featuredBlock">
        <div class="container text-center">
            <h3>United State Government <strong>$250,000</strong> Guaranteed&nbsp;Deposits</h3>
            <div class="row">
                <div class="col-md-2 col-md-offset-3"><img src="uploads/pages/guarantee-logo.jpg" alt="United State Government $250,000 Guaranteed Deposits" class="img-responsive" /></div>
                <div class="col-md-4">
                    <p class="text-center">This account is protected by the United State Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with <?php echo $settings->get("sname"); ?> are covered under the <a href="javascript:;#stc" >Financial Claims Scheme</a>.</p>
                </div>
            </div>
        </div>
    </div>

    <div class="shadedBlock">
        <div class="container">
            <div class="col-md-6 col-md-offset-3 col-lg-4 col-lg-offset-4">
                <h3>How much will I earn on my term deposit?</h3>
                <a class="btn btnLowImpact" href="calculator.php" >Term Deposit Calculator</a>
            </div>

        </div>
    </div>

    <div class="stepsBlock" id="stepsBlock">
        <div class="container">
            <h2>How to apply for an <?php echo $settings->get("sname"); ?> Term Deposit</h2>
            <div class="row">
                <a class="col-sm-6 col-md-4 col-md-offset-2" href="login.php">

                    <div class="caption btn btnHighImpact">Existing Customers</div>
                </a>
                <a class="col-sm-6 col-md-4" href="login.php" onclick="setAll(); setNew(); return false;">

                    <div class="caption btn btnHighImpact">New to <?php echo $settings->get("sname"); ?></div>
                </a>

            </div>
            <div id="existingCustomers" class="hiddenByDefault">
                <h3>Existing <?php echo $settings->get("sname"); ?> Customers</h3>
                <div class="row">
                    <div class="col-md-4 col-md-offset-2">
                        <span class="number">1</span>
                        <h4>Internet Banking</h4>
                        <p><a href="#" onclick="javascript:loadIBFullScreen(); return false;">Login to Internet Banking</a> <br />
                        and Apply&nbsp;Online. </p>
                    </div>
                    <div class="col-md-4">
                        <span class="number">2</span>
                        <h4>Make your deposit</h4>
                        <p>Deposit  funds will be debited from your nominated <?php echo $settings->get("sname"); ?> account and the Term  will be invested.</p>
                    </div>
                </div>
                <hr />
                <p>
                <strong>No Internet Banking?</strong> Complete a <a href="javascript:;" target="_blank">Term Deposit Application Form</a> and return it to your <a href="locate/branch-locator/index.php" target="_blank">local  branch</a> or email to <a href="mailto:Cognate finance@Cognate financebank.com.au">Cognate finance@Cognate financebank.com.au</a>.  Then transfer in your deposit by completing and returning an <a href="uploads/pdfs/lib/forms/electronic_periodical_payment_form62146214.pdf?907" target="_blank">Electronic  Periodical Payment Form</a> (to fund from an <?php echo $settings->get("sname"); ?> account), or <a href="uploads/pdfs/lib/forms/direct_debit_request_form62146214.pdf?907" target="_blank">Direct  Debit Request Form</a> (to fund from an external account).                    </p>
                <hr />
            </div>


        </div>
    </div>

</div>


    </div>

<?php require 'header.php'; ?>