<?php 
//V19/bundle
require 'init.php'; 
bundlecss();
require 'header.php'; 
?>
    
	<div class="pageContainer">

        <div class="bodyContainer">
    <div class="container">
        <h1>What can you use an <?php echo $settings->get("sname"); ?> Personal Loan for?</h1>
        <div class="row iconsBox">
            <a class="col-xs-6 col-sm-4 col-md-2 smooth win-comp" href="#carLoanRateBox" onclick="setAll(); setCar(); setPersonal(); return false;">
                <div class="imgContainer">
                    <span class="tag">win</span>
                    <img src="resources/images/icons/personal/personal-loans/car.svg" class="img-responsive" />
                </div>
                <div class="caption">Buy a Car</div>
            </a>
            <a class="col-xs-6 col-sm-4 col-md-2 smooth"  href="#personalLoanRateBox" onclick="setAll(); setPersonal(); return false;">
                <div class="imgContainer">
                    <img src="resources/images/icons/personal/personal-loans/boat.svg" class="img-responsive" />
                </div>
                <div class="caption">Buy a Boat</div>
            </a>
            <a class="col-xs-6 col-sm-4 col-md-2 smooth"  href="#renoLoanRateBox" onclick="setAll(); setReno(); return false;">
                <div>
                    <img src="resources/images/icons/personal/personal-loans/home-improvements.svg" class="img-responsive" />
                </div>
                <div class="caption">Home <br class="visible-xs" />Improvements</div>
            </a>
            <a class="col-xs-6 col-sm-4 col-md-2 smooth"  href="#personalLoanRateBox" onclick="setAll(); setPersonal(); return false;">
                <div>
                    <img src="resources/images/icons/personal/personal-loans/debt-consolidation.svg" class="img-responsive" />
                </div>
                <div class="caption">Debt <br class="visible-xs" />Consolidation</div>
            </a>
            <a class="col-xs-6 col-sm-4 col-md-2 smooth"  href="#personalLoanRateBox" onclick="setAll(); setPersonal(); return false;">
                <div>
                    <img src="resources/images/icons/personal/personal-loans/travel.svg" class="img-responsive" />
                </div>
                <div class="caption">Holiday Expenses</div>
            </a>
            <a class="col-xs-6 col-sm-4 col-md-2 smooth"  href="#personalLoanRateBox" onclick="setAll(); setPersonal(); return false;">
                <div>
                    <img src="resources/images/icons/personal/personal-loans/other.svg" class="img-responsive" />
                </div>
                <div class="caption">Any Other Purpose</div>
            </a>
        </div>
        <hr />
    </div>

    <div class="stepsBlock">
        <div class="container">
            <h2>How to apply for an <?php echo $settings->get("sname"); ?> Personal&nbsp;Loan</h2>
            <div class="row">
                <div class="col-md-3">
                    <span class="number">1</span>
                    <h4>Ensure you&rsquo;re eligible</h4>
                    <ul>
                        <li><span class="tick"></span> an individual, not a company,</li>
                        <li><span class="tick"></span> an United State citizen or</li>
                        <li><span class="tick"></span> Permanent resident,</li>
                        <li><span class="tick"></span> For Renovation Loans &ndash; are an existing <?php echo $settings->get("sname"); ?> home loan customer,</li>
                        <li><span class="tick"></span> and at least 18 years of age</li>


                    </ul>
                </div>
                <div class="col-md-3">
                    <span class="number">2</span>
                    <h4>Apply</h4>
                    <p>
                        It should only take around 20&nbsp;minutes. You will need to complete an <a href="javascript:;">Post ID Verification&nbsp;Form</a>
                    </p>
                </div>
                <div class="col-md-3">
                    <span class="number">3</span>
                    <h4>Sign Contract</h4>
                    <p>If approved you&rsquo;ll receive<br class="visible-lg" /> a contract to sign and<br class="visible-lg" /> upload online</p>
                </div>
                <div class="col-md-3">
                    <span class="number">4</span>
                    <h4>Access your money</h4>
                    <p>Choose how you get<br class="visible-lg" /> your money</p>
                </div>
            </div>
            <a href="login.php" class="btn btnHighImpact" >Apply Now</a>


        </div>
    </div>

    <div class="shadedBlock">
        <div class="container">
            <div class="col-md-6 col-lg-4 col-lg-offset-1">
                <h3>How much could I borrow?</h3>
                <a class="btn btnLowImpact" href="javascript:;">Borrowing Power Calculator</a>
            </div>
            <div class="col-md-6 col-lg-4 col-lg-offset-2">
                <h3>What will my Personal Loan repayments&nbsp;be?</h3>
                <a class="btn btnLowImpact" href="javascript:;">Repayment Calculator</a>
            </div>
        </div>
    </div>

    <div class="inversedBlock contactBlock" id="contactBlock">
        <div class="container">
            <h3>Need some help?</h3>
            <div class="row">
                <div class="col-md-4">
                    <a href="tel:<?php echo $settings->get('phone'); ?>">
                        
                        
                        <span class="iconned phone"><strong>Call us</strong><br />
                            Our contact centre is open<br class="visible-lg" /> Mon&ndash;Fri, 7am&ndash;7pm
                        </span>
                        <span class="btn btnLowImpact"><?php echo $settings->get('phone'); ?></span>
                    </a>
                </div>
                <div class="col-md-4">
                    <a href="javascript:;" >
                        <span class="iconned computer"><strong>Contact us online</strong><br />
                            Submit an enquiry online and we&rsquo;ll get in touch <span class="visible-inline-lg">with you</span>
                        </span>
                        <span class="btn btnLowImpact">Enquire Now</span>
                    </a>

                </div>
                <div class="col-md-4">
                    <a href="index.php" >
                        <span class="iconned people"><strong>Visit us</strong><br />
                            Use our locator to find<br class="visible-lg" />  your closest branch
                        </span>
                        <span class="btn btnLowImpact">Branch Locator</span>
                    </a>
                </div>
            </div>
            <div class="product-terms">
                <p>~the redraw facility is at <?php echo $settings->get("sname"); ?> discretion and is subject to the terms and conditions of your loan and <?php echo $settings->get("sname"); ?> credit criteria.</p>
                <p><?php echo $settings->get("sname"); ?> Ltd ABN 40 087 652 060, United State Credit Licence 239686 is the credit issuer. This is not an offer to lend &ndash; approval is subject to credit assessment criteria. Terms, conditions, fees &amp; charges apply &ndash; full details on application. Prior to entering into a credit contract with us you should read our Credit Guide. *Discounted fixed interest rate for an Unsecured Personal Loan (L60) used to fund home improvement/renovation. Higher rates may apply for loans for other purposes. +Discounted fixed interest rate for a Secured Personal Loan (L9) for cars purchased from a licenced dealer. Higher rates will apply for cars purchased privately. #Discounted fixed interest rate for an Unsecured Personal Loan (L60). These offers may be withdrawn at any time without notice. ^Comparison rate is based on a secured or unsecured loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. </p>


            </div>
        </div>
    </div>



</div>


<!-- CAR MODAL -->
<div class="modal fade" id="carLoanModal" tabindex="-1" role="dialog">
    <div class="modal-dialog" role="document">
        <div class="modal-content">
            <div class="modal-body pageBodyContainer">
                <h2>What can a 'Car Loan' be used for?</h2>
                <h3>A 'Car Loan' can be used for:</h3>
                <p>Any new or used vehicle purchased from a licenced dealer. If you are wishing to purchase a used vehicle privately (not from a licensed dealer) you will need to apply for a <a href="#" data-dismiss="modal" onclick="$('#personalLoanModal').modal('show'); return false;">Personal Loan instead</a>.</p>
                <p>
                    <button type="button" data-dismiss="modal" aria-label="Close" class="btn btnLowImpact">OK</button>
                </p>
            </div>
        </div>
    </div>
</div>

<div class="modal fade" id="homeRenoLoanModal" tabindex="-1" role="dialog">
    <div class="modal-dialog" role="document">
        <div class="modal-content">
            <div class="modal-body pageBodyContainer">
                <h2>What can a 'Home Renovation Loan' be used for?</h2>
                <h3>A 'Home Renovation  Loan' can be used for:</h3>
                <ul>
                    <li>Building an extension on your house</li>

                    <li>Kitchen or bathroom renovation</li>
                    <li>Building a deck or a patio</li>
                    <li>Constructing a carport or new driveway</li>
                    <li>installing an in-ground pool</li>
                    <li>Replacing or repainting the roof of house or shed</li>
                    <li>Professional repainting of your house</li>
                    <li>Professional landscaping, fencing and irrigation</li>
                    <li>Replacing your floor coverings</li>
                    <li>Installing air conditioning </li>
                    <li>Eco friendly home improvements such as solar panels and systems, rainwater storage tanks, greywater treatment system, roof insulation, solar hot water system, LED lighting and eco lighting. </li>

                </ul>
                <p>
                    <button type="button" data-dismiss="modal" aria-label="Close" class="btn btnLowImpact">OK</button>
                </p>
            </div>
        </div>
    </div>
</div>

<div class="modal fade" id="personalLoanModal" tabindex="-1" role="dialog">
    <div class="modal-dialog" role="document">
        <div class="modal-content">
            <div class="modal-body pageBodyContainer">
                <h2>What can a 'Personal Loan' be used for?</h2>
                <h3>A 'Personal Loan' can be used for:</h3>
                <ul>
                    <li>Holidays</li>
                    <li>Boat</li>
                    <li>Wedding</li>
                    <li>Debt Consolidation</li>
                    <li>Caravan</li>
                    <li>Trailer</li>
                    <li>Privately purchased car</li>
                    <li>Motorbike</li>
                    <li>Camper Trailer</li>
                </ul>
                <p>
                    <button type="button" data-dismiss="modal" aria-label="Close" class="btn btnLowImpact">OK</button>
                </p>
            </div>
        </div>
    </div>
</div>


    </div>

<?php require 'footer.php'; ?>